We can help you buy a house with Zero or Very Small Down Payment

Realty ONE Group and Noble Home Loans are Pleased to Offer Two Great New Loans with Down Payment Assistance Program!

(1) New "FHA 100" Loan Program with ZERO (Yes, ZERO) Down Payment

  • ZERO Down Payment
  • Minimum credit score is 620
  • No income limitations. However, if the buyer's income is below the area median, the second mortgage is forgiven after 3 years of on-time payments.
  • Maximum debt ratio 50%
  • You do not need to be a first-time homebuyer. However, you cannot have another FHA loan at the time the home closes escrow.
  • Does it have to be paid back? Only if the property is sold or refinanced within 3 years. No other restrictions after 3 years.

(2) "Wish Program" Down Payment Assistance Grant

  • 3:1 matching grant for down payment up to $15,000: The buyer puts up between $1500 and $5000 and wish matches It $3 for every $1. The funds can be used towards your down payment or closing costs. 
  • No FICO score requirement!
  • Income limited to 80% of area median for the family size
  • The grant is a second lien, however, is forgiven after 3 years.
  • Does it have to be paid back? Only if the property is sold or refinanced within 3 years. No other restrictions after 3 years

Buying your dream home is easier than you think... 

Work with Realty ONE Team to help you buy your home.

***CLICK HERE TO APPLY***

 

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