Are you excited about your upcoming home purchase?
Wonderful, but slow down! There are a few things you need to know. More specifically, ten things. They’re called “The Ten Commandments of Buying a Home.”
Read them. Absorb them. Commit them to memory, because one tiny mis-step can make your dream of homeownership come crashing down.
I. Thou shalt not change jobs, become self-employed or quit your job.
II. Thou shalt not buy a car, truck or van (or you may be living in it!).
III. Thou shalt not use credit cards excessively or let current accounts fall behind.
IV. Thou shalt not spend money you have set aside for closing.
V. Thou shalt not omit debts or liabilities from your loan application.
VI. Thou shalt not buy furniture on credit.
VII. Thou shalt not originate any inquiries into your credit.
VIII. Thou shalt not make large deposits without checking with your loan officer.
IX. Thou shalt not change bank accounts.
X. Thou shalt not co-sign a loan for anyone.
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